Important Disclaimers and Legal Information

Past performance does not guarantee future results

Financial planning involves market risks and outcomes may vary based on individual circumstances and market conditions

General Information Disclaimer

The information provided on this website is for general informational purposes only and should not be considered as personalized financial advice. All content is subject to change without notice and may not reflect current market conditions or regulatory requirements in Malaysia.

Users should conduct their own research and consult with qualified professionals before making any financial decisions. We do not guarantee the accuracy, completeness, or timeliness of any information presented.

Limitation of Liability

To the fullest extent permitted by Malaysian law, Zenoralquinth and its affiliates shall not be liable for any damages arising from the use of this website or services, including but not limited to:

  • Direct, indirect, incidental, or consequential damages resulting from service interruptions or system failures
  • Financial losses arising from market volatility or changes in economic conditions beyond our control
  • Damages resulting from unauthorized access to user accounts or data breaches despite reasonable security measures
  • Losses incurred from third-party service providers or external market factors affecting financial outcomes

Information Accuracy and Updates

While we strive to maintain current and accurate information, market conditions and regulatory requirements change frequently. Users are responsible for verifying information independently and should not rely solely on website content for financial decisions.

Important Note:

All financial projections and analytical reviews are based on available data and assumptions that may not reflect future market performance or individual circumstances

Not Professional Advisory Services

Our consultations and analytical reviews are informational in nature and do not constitute formal financial advisory services, legal advice, or tax guidance. We recommend consulting with licensed professionals for specific financial planning needs.

Individual circumstances vary significantly, and what works for one person may not be suitable for another. Always consider your personal financial situation before implementing any strategies discussed

External Links and Third-Party Content

This website may contain links to external websites and third-party resources for informational purposes. We do not endorse or take responsibility for the content, accuracy, or practices of external sites.

Users access external links at their own risk and should review the terms and privacy policies of third-party websites before providing any personal information

Individual Results May Vary

Success in financial planning depends on numerous factors including individual circumstances, market conditions, consistency of implementation, and economic factors beyond our control. Case studies and examples represent specific situations and should not be considered typical results.

Individual results may vary significantly based on personal circumstances and market conditions

User Indemnification

Users agree to indemnify and hold harmless Zenoralquinth, its employees, and affiliates from any claims, damages, or expenses arising from misuse of services, violation of terms, or unlawful activities conducted through our platform.

Jurisdiction and Governing Law

This disclaimer and all related matters are governed by the laws of Malaysia, with specific attention to applicable financial services regulations and consumer protection requirements.

Applicable Laws

All disputes and legal matters shall be resolved according to Malaysian federal law and relevant state regulations where applicable

Users in different Malaysian states may be subject to additional local regulations and should verify compliance with regional requirements

Dispute Resolution Process

Disputes will first be addressed through good faith negotiations, followed by mediation if necessary, and finally through the Malaysian court system if other methods fail

Severability Clause

If any provision of this disclaimer is found unenforceable or invalid under Malaysian law, the remaining provisions shall continue in full force and effect without modification.

Changes to This Disclaimer

We reserve the right to update this disclaimer at any time to reflect changes in law, business practices, or service offerings. Material changes will be communicated to users through website notifications or email updates.

Continued use of our services after changes indicates acceptance of updated terms and disclaimers

Questions About This Disclaimer

If you have questions or concerns about any aspect of this disclaimer, please contact us using the information provided below. We aim to respond to all inquiries within two business days.

Email Address: info@zenoralquinth.com

Phone Number: +601793821506

Business Address: Jalan Stesen Bukit Bendera, Ayer Itam, 11500 Penang, Malaysia

Last Updated: July 20, 2025

Effective Date: July 20, 2025